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Contents insurance

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  • Extensive policy that provides a wide range of cover
  • Stolen keys? Put your mind at ease with our keys and locks replacement benefit
  • One event, one excess
  • Get a quote in one easy phone call.

Calculate the contents cover that’s right for you. Our Contents Valuation Guide will help you work out how much contents insurance you need.



Legal liability cover

Up to $100,000 for your legal liability if an accident happens at your house which causes loss or damage to other people’s property or injury to someone.

Temporary accommodation cover

Up to $10,000 for temporary accommodation costs.

Keys and locks cover

Up to $500 for replacement keys and locks – with no excess to pay.

Frozen food deterioration

Up to $500 frozen food deterioration cover.

One event - one excess

If one event causes you to claim on two or more of your Tower policies, such as your house, contents and vehicle, you will only have to pay one excess.

Earthquake cover

Cover for your house if it's damaged by earthquake, volcanic eruption, geothermal or hydrothermal activity or tsunami.

Gale, windstorm, hurricane, cyclone cover

Provides cover for loss and damage due to gale, windstorm, hurricane or cyclone. (Special conditions apply).

Optional benefits



Covers your portable generators at the situation for its 'indemnity value'.

Personal effects

Covers your personal effects normally worn or carried by you anywhere in the Solomon Islands.

Jewellery replacement

Covers your jewellery (not including watches) for its ‘replacement value’.

Important: This is a summary only. For a full outline of the policy terms, conditions and exclusions please read the policy wording (below) and the certificate of insurance.

Contents insurance quote

Fill out our online form, call us on +677 22955, or drop into your local office.

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Contents Valuation Guide

Download our valuation guide to help calculate the contents cover that's right for you.

Download guide

Contents insurance full policy document

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